AUTO INSURANCE

Auto Insurance

FREE Consultations | 70 Years of Combined Experience | Same-Day Appointments

FREE Consultations
70 Years of Combined Experience
Same-Day Appointments

Find Coverage for Your Auto Insurance Needs

There are two types of auto insurance coverage that protect you in the event of an accident. The liability part of your policy will cover your financial responsibility in the event that others are injured in your auto accident. Most states require at least some form of liability insurance.

The second part of your auto insurance policy is called comprehensive coverage which covers your car itself. This coverage ensures that you get reimbursed for losses due to theft, fire and other harmful situations. Collision coverage is an optional part of auto insurance which can be mandated by banks or leasing companies and can cover losses and repairs from an accident.

Contact Garner & Smith Insurance to learn more about your options for auto insurance.

Types of Auto Insurance

If you get an insurance plan with high deductibles for physical damage coverage, you can ensure you reduce your premiums. Umbrella insurance is a great way to lower costs, but you must make sure that you carry the required amount of basic liability insurance. So in the event of a serious accident, you can avoid gaps in coverage. Let us help you choose the right policy and coverage!